TransRisk Score

The TransRisk score is a three digit number between 300 and 850 that aims to estimate how worthy a consumer is for credit. It’s often called a TransUnion TransRisk score as it’s based on data found in a TransUnion credit report. Unlike the FICO score & VantageScore it’s very rarely used by lenders in their lending decisions.

Consumers can view their TransRisk score for free from the credit monitoring service, Credit Karma. They’ll also be able to view their VantageScore, TransUnion Auto Insurance Risk Score & TransUnion Home Insurance Risk Score on Credit Karma.

TransRisk Score Range

Minimum Score Maximum Score
300 850

Breakdown Of TransRisk Score

Credit Karma or TransUnion have declined to post the exact scoring breakdowns for TransRisk, but as it’s a FAKO score it’s safe to assume that they try to closely follow the FICO score breakdown. One thing a lot of people have commented on is that TransRisk will drop dramatically if your credit utilization is zero percentage.

There also seems to be a big difference between somebodies TransRisk and their FICO score, with differences of 125+ points not uncommon.


Leave a reply

Your email address will not be published. Required fields are marked *. Please do not share your referral links/codes unless the post specifically states it's allowed. If the post states it is allowed please follow the rules carefully. If you'd like an image next to your comments please create a gravatar. Most of all please be kind and respectful to each other. 

Last Posts

pnc bank ky banana luxe free shipping first merrit online banking ventureone rewards card review call bmo harris bank 53rd online banking chase credit card bonus citigold wire transfer fee fico score calculation safeway everyday rewards card la quinta first bankcard how to check my barclaycard balance how to do direct deposit chase pay chase amazon credit card regions bank routing number arkansas my reward zone mastercard bill pay obee credit union phone number capital one credit card foreign transaction fee credit secure american express login regions bank online checking account www barclaycard com credit card how many rapid rewards points for free flight southwest credit card referral bonus blue cash everyday card from american express credit score bank of america cash rewards credit score citi diamond preferred mastercard review

Back to Top ↑